Auto Loan FAQ

Here are some Frequently asked quesiton about buying a car with bad credit.

1. Do I have to pay to fill your online application?
Absolutely not, out online loan application is free

2: How much monthly income do I need to have?
We have found that your minimum monthly income should be 1500.00

3. What about my trade in?
As long as you have a clear title on the vehicle your trade in is welcome.

4. What about my new job I just started.
All that matters is your ability to repay your loan. Not many people keep there same occupation forever.

5.What if I am a first time buyer?
There are many programs in place for first time buyers.

6.What is my interest rate going to be?
There are a few different scenerios that have to be adressed before answering this question. The main areas would be-Are you buying a new vehicle or a used vehicle. How long of a term is your loan. How much of a down payment are you knocking off the price of the vehicle.

7. How sucure is my information after submitted it to badcreditnewcar?
Our online application form is on a sucure website.We use an encripted webpage that has been designed by the best proffesionals in the business. Your information is solely submitted to attain an auto loan. Under no circumstances do we resale your information.

8.How long does the whole process take?
It depends on when you fill out your application. If you fill out your application during normal busiess hours you will be contacted within the hour. We have had circumstances where our clients are still sitting at there computer when contacted.

9. I have been turned down so many times, how do I know this will work?
We would not be in business if everybody was turned down. We get you to a dealership that only workes in special finance or subprime situations. They are the best at what they do and they would not be in business if they had to turn you down. There are programs for everyone out there.

10.What steps do I take now?
Fill out our online loan application. Sit back, relax and you will be contacted with your next steps.